THIRD-PARTY FINANCE REFERRAL NOTICE

Last updated 13 August 2026. This notice replaces all earlier versions.

1. We are not a credit provider

Affordable Machinery Pty Ltd (ABN 93 661 487 574) does not provide credit, arrange credit, or give credit assistance or financial advice. We do not hold an Australian Credit Licence and we are not a credit representative of any licensee. We sell machinery. Nothing on this website or said by our staff is financial, credit, tax or legal advice, and none of it takes account of your objectives, financial situation or needs.

2. Who we introduce customers to

Where a customer asks about finance, we introduce them to:

Quest Finance Australia Pty Ltd — ABN 17 625 126 641
An independent third-party finance provider. Ask them directly for their credit licensing details, their credit guide, and the products they offer.

Quest Finance is a separate business. It is not related to, owned by, controlled by or a partner of Affordable Machinery. Neither business acts as agent for the other, and neither is responsible for the acts or omissions of the other.

3. We may receive a payment — disclosed in full

If you take out finance arranged through Quest Finance following an introduction from us, we may receive a referral payment from Quest. It is typically a percentage share of the remuneration Quest earns on the transaction.

We charge you nothing for the introduction. The payment comes from Quest, not from you.
We are paid the same price for the machine whether you finance it, pay cash, or use a different financier. The referral payment does not change our price to you.
The amount depends on the transaction and is not known to us in advance. If you want to know what we expect to receive on your deal, ask us and we will tell you.
We have a financial interest in you using Quest. That is precisely why we are telling you, and why nothing we say about them should be treated as impartial advice.

4. What the introduction is — and is not

An introduction means we tell you that Quest Finance may be able to help, and — with your agreement — pass on your name and contact details so they can call you.

It is not:

advice that borrowing is appropriate for you;
a recommendation of any particular credit product, term, structure or amount;
an assessment of whether repayments would be affordable or suitable for you;
an application, a pre-approval, or any indication that finance will be approved;
a statement that Quest offers the best rate or terms available to you.

The credit assessment, the rate, the fees, the conditions and the approval decision are entirely Quest's. We have no influence over them and no visibility of them.

5. You are free to go elsewhere

You are under no obligation to use Quest Finance, or any financier we mention. Buying from us is not conditional on using them, and our prices and terms are identical either way. You should compare offers and, if you are unsure, obtain independent financial or legal advice before entering a credit contract.

6. Your personal information

We will not pass your details to a financier unless you ask us to or agree to it. Where you do, we disclose only what is needed for the introduction — typically your name, phone number, email address, and the machine and price you are considering. Our handling of your information is covered by our Privacy Policy. Once your information reaches Quest Finance, their privacy policy and obligations apply to it, not ours. You may withdraw your consent at any time by contacting us, although we cannot recall information already passed on.

7. Your purchase is a separate contract

Your contract to buy a machine from us is separate from, and independent of, any credit contract you enter with a financier. Deposits, pre-order commitments and cancellation provisions in our Sales & Pre-Order Terms apply on their own terms. A finance application being declined, delayed or withdrawn does not automatically release either party from the sale contract. If your purchase depends on obtaining finance, tell us in writing before you place the order so it can be recorded at the time.

8. Complaints about finance

Any complaint about a credit application, a credit contract, the assessment process, or a financier's handling of your information is a matter between you and that financier. Ask Quest Finance for their internal complaints process and the external dispute resolution scheme they belong to. Complaints about us — about the machine, the sale, or this introduction — should come to sales@affordablemachinery.com.au.

9. Your rights are not affected

Nothing in this notice excludes, restricts or modifies any right, guarantee or remedy you have under the Australian Consumer Law, the National Consumer Credit Protection Act 2009, the Privacy Act 1988, or any other law that cannot be excluded by agreement.

Affordable Machinery Pty Ltd
ABN 93 661 487 574
83 Sunderland Street, Derwent Park TAS 7009
sales@affordablemachinery.com.au · 0449 531 852